Middlesex County and Lowell City property record for 31 Chapel St, Lowell, MA 01852 · Last verified July 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2026) |
| Tax Bill | $1,368.00 (2025) |
| Primary APN | D04060 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Account Number | D04060 |
|---|---|
| Street Address | 31 CHAPEL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2640 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 1150 |
| Legal Lot Number | 31 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 311900 |
Source: Middlesex County and Lowell City records · APN D04060
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage |
| Jun 03, 2026 | Deed of Trust, Mortgage |
| Oct 15, 2025 | Deed of Trust, Mortgage FALL LINE TRUST |
| Feb 19, 2026 | Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| May 28, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage FALL LINE TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | May 28, 2025 · Amount on Record |
| Deed Doc Number | 20264941 |
| Deed Book / Page | 39870 / 65 |
| Transfer Doc | 22571-153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 03, 2026 |
| Property Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 0000017193 |
| Book / Page | 40103 / 1 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202617193 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 00040103-1, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 40103/1 |
| Instrument | 202617193 |
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 03, 2026 |
| Property Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 0000017194 |
| Book / Page | 40103 / 11 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202617194 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 0040103-11, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 40103/11 |
| Instrument | 202617194 |
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039589-200 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 39589/200 |
| Instrument | 32753 |
| Name | FALL LINE TRUST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 19, 2026 |
| Property Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 0039870-65 |
| Book / Page | 39870 / 65 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 4941 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 0000004942 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 4942 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 28, 2025 |
| Property Address | 31 CHAPEL ST, LOWELL, MA 01852-2640 |
| Document Number | 039274-225 |
| Book / Page | 39274 / 225 |
| Instrument Date | May 28, 2025 |
| Instrument | 15752 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 MIDDLESEX ST, LOWELL, MA 01851-1147 |
| Document Number | 0000015753 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 15753 |
| Name | FALL LINE TRUST |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,368.00 (+6.88%) | $119,200 (+10.88%) Land $119,200 |
| 2024 | $1,280.00 (+10.25%) | $107,500 (+14.97%) Land $107,500 |
| 2023 | $1,161.00 | $93,500 Land $93,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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