31 Chadbourne St, Bluffton, SC 29910 Property Records

Beaufort County property record for 31 Chadbourne St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,325 sqft · built 2006
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (May 2018)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61403800015100000`

Property Details

APN / Parcel Number

Primary APN	`R61403800015100000`
Alternative APN	`11761972`

Interior

Bedrooms	1 Bed
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,325 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Attached
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11761972
Old Parcel Number	R61403800015100000
Street Address	31 CHADBOURNE ST
City	BLUFFTON
State	SC
Zip	29910-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 512 HAMPTON HALL PH 3B PB103 P77-80 PB105 P30-33
Legal Subdivision	HAMPTON HALL SUBDIVISION
Legal Phase	3B
Legal Lot Number	512
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1007
Census Tract	2106

Owner

31 Chadbourne St is owned and occupied by an individual who bought it in May 2018.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	31 CHADBOURNE ST, BLUFFTON, SC 29910-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Deed, Transfer · Conventional Mortgage COASTALSTATES MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	2018023535
Deed Book / Page	3664 / 2332
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	31 CHADBOURNE ST, BLUFFTON, SC 29910-7319
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011624
Date	Feb 18, 2021
Book Page	3972/3107
Instrument	2021011624

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	31 CHADBOURNE ST, BLUFFTON, SC 29910-7319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010227
Date	Feb 25, 2020
Book Page	3839/3093
Instrument	2020010227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 3, 2018
Property Address	31 CHADBOURNE ST, BLUFFTON, SC 29910-7319
Document Number	0000023535
Book / Page	3664 / 2332
Map Reference	MB 105 PG 30
Instrument Date	May 1, 2018
Instrument	2018023535
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CHADBOURNE ST, BLUFFTON, SC 29910-7319

Mortgage

Document Number	0000023537
Date	May 3, 2018
Instrument	2018023537

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 31 Chadbourne St was $3,216, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (-0.06%)	$21,160 (-35.77%)
2024	$3,218.00	$32,944 (-) Land $6,400 Building $26,544	$823,600 (-) Land $160,000 Building $663,600
2023	$3,218.00 (+9.9%)	$32,944 (+79.04%) Land $6,400 Building $26,544	$823,600 (+79.04%) Land $160,000 Building $663,600
2022	$2,928.00	$18,400 Land $2,400 Building $16,000	$460,000 Land $60,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Chadbourne St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Chadbourne St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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