Bristol Town property record for 31 Central St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,588 sqft · built 1845 |
| Lot Size | 0.074 acres (3,245 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Sep 2005) |
| Tax Bill | $8,267 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-0600-37 |
| Primary APN | 26-0600-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 3,312 sqft |
| Basement Area | 1,211 sqft |
| Unfinished Basement | 1,211 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1845 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,245 sqft (0.074 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26-0600-37 |
|---|---|
| Street Address | 31 CENTRAL ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LB |
| Legal Lot Number | 28 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 CENTRAL ST, BRISTOL, RI 02809-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2005 · Amount on Record |
| Deed Sale | Sep 6, 2005 · Amount on Record |
| Prior Sale | Jan 28, 2000 · Amount on Record |
| Deed Book / Page | 1236 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 31 CENTRAL ST, BRISTOL, RI 02809-1928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2138-331 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 2138/331 |
| Instrument | 13159 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 31 CENTRAL ST, BRISTOL, RI 02809-1928 |
| Document Number | 1918-17 |
| Book / Page | 001918 / 000017 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 31 CENTRAL ST BRISTOL RI 028091928, BRISTOL, RI 02809-1928 |
| Document Number | 1918-17 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 001918/000017 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,267.00 (+17.86%) | |
| 2025 | $7,014.00 (+3.45%) | $507,500 (-) Land $189,800 Building $317,700 |
| 2023 | $6,780.00 (+2.76%) | $507,500 (-) Land $189,800 Building $317,700 |
| 2022 | $6,598.00 | $507,500 Land $189,800 Building $317,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 74 units insured incl. 34 condo units |
| Nearby Flood Claims | 25 (1978–2021) |
| Claims Outside the SFHA | 3 of 25 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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