31 Central Sq, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 31 Central Sq, Troy, NH 03465

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 bd · 2 ba · 2,559 sqft · built 1868
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2021)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0005 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0005 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,559 sqft Total Area
Gross Area	4,094 sqft
1st Floor Area	1,148 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 CENTRAL SQ
City	TROY
State	NH
Zip	03465
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	VILLAG
Legal Block	5
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4011
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 RUSSELL AVE, TROY, NH 03465-2407
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · ARM 802 CREDIT UNION VERMONT
Nov 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EWA DUZ TOUSLEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Mar 10, 2008 · Amount on Record
Deed Document Number	20212112083
Deed Book / Page	3188 / 651
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	31 CENTRAL SQ, TROY, NH 03465
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03268-1034
Date	Jan 31, 2024
Book Page	3268/1034
Instrument	2400592

Lender

Name	802 CREDIT UNION VERMONT

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2027
Index	1-Year CMT

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 4, 2021
Property Address	31 CENTRAL SQ, TROY, NH 03465
Document Number	3188-651
Book / Page	3188 / 651
Instrument Date	Oct 28, 2021
Instrument	2112083
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RUSSELL AVE, TROY, NH 03465-2407

Mortgage

Document Number	2112084
Date	Nov 4, 2021
Instrument	2112084

Lender

Name	EWA DUZ TOUSLEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,033.00 (-38.06%)	$140,800 (-) Land $31,200 Building $109,600
2018	$4,897.00	$140,800 Land $27,100 Building $113,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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