31 Central Ave, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 31 Central Ave, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1958
Lot Size0.187 acres (8,163 sqft)
OwnerIndividual Name on Record
Tax Bill$2,717 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNWAVL M:063 B:096

Property Details

APN / Parcel Number

Primary APNWAVL M:063 B:096
Alternative APN
  • 3471

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area952 sqft Living Area
Gross Area1,944 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,163 sqft (0.187 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3471
Street Address31 CENTRAL AVE
CityWATERVILLE
StateME
Zip04901-5711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block96
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1006
Census Tract24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 PALMER ST, BRUNSWICK, ME 04011-2944
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2006
Deed SaleMay 18, 2006
Deed Document Number200613246
Deed Book / Page8905 / 192
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Recording DateMay 11, 2026
Property Address31 CENTRAL AVE, WATERVILLE, ME 04901-5711
Document Number2026009389
Book / Page15720 / 65
Instrument DateMay 6, 2026
Instrument20269389
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 CENTRAL AVE, WATERVILLE, ME 04901-5711

Mortgage

Document Number0000009389,
DateMay 11, 2026
Book Page15720/65
Instrument20269389
Lender
NameNEW DIMENSION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,717.00 (+5.76%)$159,800 (+23.78%) Land $25,700 Building $134,100
2024$226,765
2023$2,569.00 (+17.63%)$129,100 (+52.78%) Land $19,800 Building $109,300
2022$2,184.00$84,500 Land $14,900 Building $69,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number