31 Center St, Netcong, NJ 07857 Property Records

Morris County and Netcong Borough property record for 31 Center St, Netcong, NJ 07857 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 1974
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2025)
Tax Bill	$12,725 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
APN	`28-00023-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`28-00023-0000-00004`
Alternative APN	`280002300004`

Interior

Stories	2 Stories
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	31 CENTER ST
City	NETCONG
State	NJ
Zip	07857-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: 97 CBJ
Legal Block	23
Legal Lot Number	4
Jurisdiction	MORRIS NJ
Township / Civil Division	NETCONG
Census Block Group	2
Census Block	2018
Census Tract	46000

Owner

Source: Morris County and Netcong Borough records · APN 28-00023-0000-00004

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 CENTER ST, NETCONG, NJ 07857-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 22, 2025	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 12, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	202538821
Deed Book / Page	24983 / 558
Prior Transfer Date	Sep 15, 1997
Prior Transfer Doc	0000079603
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 CENTER ST, NETCONG, NJ 07857-1318
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241690610
Date	Jul 08, 2021
Book Page	24169/610
Instrument	2021059882

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 22, 2025
Property Address	31 CENTER ST, NETCONG, NJ 07857-1318
Document Number	0249830558
Book / Page	24983 / 558
Instrument Date	Jul 10, 2025
Instrument	2025038821
Transaction Type	Transfer
Record Updated	Oct 07, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 ILFORD AVE, NORTH ARLINGTON, NJ 07031-5965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CENTER ST, NETCONG, NJ 07857-1318

Mortgage

Document Number	2025038822
Date	Sep 22, 2025
Instrument	2025038822

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 12, 2023
Property Address	31 CENTER ST, NETCONG, NJ 07857-1318
Document Number	0245871226
Book / Page	24587 / 1226
Instrument Date	Mar 30, 2023
Instrument	2023012669
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	LEGENDS TITLE, LEGEND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,463.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 FREDONIA RD, FREDON TOWNSHIP, NJ 07860-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CENTER ST, NETCONG, NJ 07857-1318

Mortgage

Document Number	2023012670
Date	Apr 12, 2023
Instrument	2023012670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Morris County and Netcong Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Netcong Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Netcong Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,400 (-) Land $117,000 Building $255,400	$372,400 (-) Land $117,000 Building $255,400
2025		$372,400 (-) Land $117,000 Building $255,400	$372,400 (-) Land $117,000 Building $255,400
2024	$12,725.00 (-0.86%)	$372,400 (-) Land $117,000 Building $255,400	$372,400 (-) Land $117,000 Building $255,400
2023	$12,836.00 (+6.26%)	$372,400 Land $117,000 Building $255,400	$372,400 Land $117,000 Building $255,400
2022	$12,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270460002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–2005)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2005, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Planet Networks	Fiber	10,000 / 10,000
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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