31 Cedar St, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 31 Cedar St, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,301 sqft · built 1975
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Apr 2024)
Tax Bill	$10,798 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`BOXF M:038 B:002 L:007`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:038 B:002 L:007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,301 sqft Living Area
Gross Area	3,768 sqft
Basement Area	725 sqft
Unfinished Basement	725 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	31 CEDAR ST
City	BOXFORD
State	MA
Zip	01921-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	7
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	2
Census Block	2003
Census Tract	213100

Owner

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CEDAR ST, BOXFORD, MA 01921-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage SALEM FIVE MORTGAGE CORP
Apr 22, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	20242410
Deed Book / Page	42079 / 238
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	31 CEDAR ST, BOXFORD, MA 01921-2436
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043241-280
Date	Feb 25, 2026
Book Page	43241/280
Instrument	20260225001160

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Apr 22, 2024
Property Address	31 CEDAR ST, BOXFORD, MA 01921-2436
Document Number	042079-238
Book / Page	42079 / 238
Instrument Date	Apr 22, 2024
Instrument	20240422002410
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CEDAR ST, BOXFORD, MA 01921-2436

Mortgage

Document Number	240422002420
Date	Apr 22, 2024
Instrument	240422002420

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	May 1, 2034
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,798.00 (+5.56%)	$797,500 (+4.87%) Land $477,700 Building $319,800	$844,666 (+15.31%)
2025	$10,229.00 (+3.01%)	$760,500 (-0.05%) Land $454,900 Building $305,600	$732,545
2024	$9,930.00 (+6.42%)	$760,900 (+12.86%) Land $454,900 Building $306,000
2023	$9,331.00	$674,200 Land $406,300 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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