31 Cedar Knl, Torrington, CT 06790 Property Records

Torrington City property record for 31 Cedar Knl, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 821 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Oct 1995)
Tax Bill	$5,197 (2026)
Deeds & Mortgages	Mar 2025 Refinance Oct 2021 Refinance + 1 more
APN	`11026`

Property Details

APN / Parcel Number

Primary APN	`11026`
Alternative APNs	`TORR M:135 B:003 L:061` `011026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	821 sqft Living Area
Gross Area	1,928 sqft
Basement Area	771 sqft
Unfinished Basement	555 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	11026
Street Address	31 CEDAR KNL
City	TORRINGTON
State	CT
Zip	06790-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	3
Legal Lot Number	61
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3009
Census Tract	310100

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CEDAR KNL, TORRINGTON, CT 06790-3471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
Mar 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 1995 · Amount on Record
Deed Sale	Oct 16, 1995 · Amount on Record
Deed Book / Page	624 / 325
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 CEDAR KNL, TORRINGTON, CT 06790-3471
Transaction Type	Mortgage
Record Updated	Apr 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001432-274
Date	Mar 20, 2025
Book Page	1432/274
Instrument	2025-498705

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 CEDAR KNL, TORRINGTON, CT 06790-3471
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1348-170
Date	Oct 14, 2021
Book Page	1348/170
Instrument	2021-469631

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 CEDAR KNL, TORRINGTON, CT 06790-3471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1282-648
Date	Mar 12, 2019
Book Page	1282/648
Instrument	2019-445131

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,197.00 (-12.98%)	$155,330 (-) Land $30,240 Building $125,090	$279,466 (+157.03%)
2025	$5,972.00	$155,330 (+73.77%) Land $30,240 Building $125,090	$108,731 Land $21,168 Building $87,563
2024	$5,972.00 (+39.3%)
2023	$4,287.00 (+1.73%)	$89,390 (-) Land $30,240 Building $59,150
2022	$4,214.00	$89,390 Land $30,240 Building $59,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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