Madison County property record for 31 Cascade St, Mars Hill, NC 28754
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,358 sqft · built 1982 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Jul 2019) |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9747-84-0493 |
| Primary APN | 9747-84-0493 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,358 sqft Gross Area |
| 1st Floor Area | 1,532 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 31 CASCADE ST |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | R-A |
| Legal Description | PL:8-997 |
| Legal Block | 84 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mars Hill College Historic District listed 2006 · 22 contributing resources · NRIS 06000865 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 188, MARSHALL, NC 28753-0188 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit FARM BUREAU BANK FSB |
| Jul 19, 2019 | Special Warranty Deed, Transfer |
| Jul 19, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 2019333223 |
| Deed Book / Page | 672 / 66 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 31 CASCADE ST, MARS HILL, NC 28754 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | MARS HILL, NC 28754 |
| Document Number | 0007510511 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 751/511 |
| Instrument | 346871 |
| Name | FARM BUREAU BANK FSB |
|---|---|
| Type | Bank |
| Address | RENO, NV 89521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jul 19, 2019 |
| Property Address | 31 CASCADE ST, MARS HILL, NC 28754 |
| Document Number | 0006720066 |
| Book / Page | 672 / 066 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 333223 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 W W T HARRIS BLVD, 1525, CHARLOTTE, NC 28262-8522 |
| Name | Verified Name |
|---|---|
| Address | 6070 US 25/70 HWY, MARSHALL, NC 28753-6349 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jul 19, 2019 |
| Property Address | 31 CASCADE ST, MARS HILL, NC 28754 |
| Document Number | 0006720064 |
| Book / Page | 000672 / 000064 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 333222 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6070 US 25/70 HWY MARSHALL NC 28753, MARSHALL, NC 28753 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,698.00 | $371,786 (+1.86%) Land $59,840 Building $311,946 | $371,786 (+1.86%) Land $59,840 Building $311,946 |
| 2023 | $364,989 Land $217,600 Building $147,389 | $364,989 Land $217,600 Building $147,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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