31 Carpenter St, Foley, MN 56329 Property Records

Benton County property record for 31 Carpenter St, Foley, MN 56329

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,480 sqft · built 1900
Lot Size	0.153 acres (6,687 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2018)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13.00092.00`

Property Details

APN / Parcel Number

Primary APN	`13.00092.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	6,687 sqft (0.153 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 CARPENTER ST
City	FOLEY
State	MN
Zip	56329-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-037 RANGE-029 F G SMITH'S SUB OF SE1/4 SW1/4 LOT-007 W 64 FT OF S1/2
Legal Range	029
Legal Township	037
Legal Section	26
Legal Subdivision	F G SMITH'S SUB OF SE1/4 SW1/4
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	FOLEY
Census Block Group	4
Census Block	4020
Census Tract	20100

Owner

31 Carpenter St is owned and occupied by an individual who bought it in September 2018.

Source: Benton County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	31 CARPENTER ST, FOLEY, MN 56329-8417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit GREAT RIVER FCU
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage BREMER BANK NA
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	2018431903
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	431903
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	31 CARPENTER ST, FOLEY, MN 56329-8417
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464673
Date	Jan 17, 2023
Instrument	464673

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	31 CARPENTER ST, FOLEY, MN 56329-8417
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456187
Date	Oct 20, 2021
Instrument	456187

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	31 CARPENTER ST, FOLEY, MN 56329-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440137
Date	Dec 11, 2019
Instrument	440137

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 25, 2018
Property Address	31 CARPENTER ST, FOLEY, MN 56329-8417
Document Number	431903
Instrument Date	Sep 24, 2018
Instrument	431903
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CARPENTER ST, FOLEY, MN 56329-8417

Mortgage

Document Number	431904
Date	Sep 25, 2018
Instrument	431904

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 31 Carpenter St was $1,916 with a homeowner's exemption, up 3.1% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Foley City
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+3.12%) Homeowner's exemption	$168,500 (+4.53%) Land $19,600 Building $148,900	$168,500 (+4.53%) Land $19,600 Building $148,900
2025	$1,858.00 Homeowner's exemption	$161,200 Land $17,800 Building $143,400	$161,200 Land $17,800 Building $143,400
2023	$1,588.00	$147,900 Land $17,800 Building $130,100	$147,900 Land $17,800 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Carpenter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Foley serves 2,711 people · EPA ID MN1050001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Starlink Satellite	280 / 30

May also be available: Verizon.

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