31 Caroline Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 31 Caroline Ave, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,652 sqft · built 1932
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (May 2015)
Tax Bill	$10,647 (2024)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 134.-4-27`

Property Details

APN / Parcel Number

Primary APN	`473489 134.-4-27`
Alternative APNs	`0800-134.00-04.00-027.000` `348913400000040270000000` `47340031502`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	31 CAROLINE AVE
City	SMITHTOWN
State	NY
Zip	11787-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-160701 TC-68 *20 5&L11&5 OF 12 BIRCHCROFT COL BLK J L1-2
Legal Block	4
Legal Lot Number	27
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3023
Census Tract	135306

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 134.-4-27

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 CAROLINE AVE, SMITHTOWN, NY 11787-5747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Book / Page	12818 / 38
Record Updated	Sep 20, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	31 CAROLINE AVE, SMITHTOWN, NY 11787-5747
Document Number	0229140981
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 06, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CAROLINE AVE SMITHTOWN NY 117875747, SMITHTOWN, NY 11787-5747

Mortgage

Document Number	0229140981
Date	Apr 04, 2018
Book Page	022914/000981

Lender

Name	WELLS FARGO BK
Type	Bank
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Apr 03, 2058

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,050 (-) Land $200 Building $3,850	$506,250 (+10,775.4%) Land $25,000 Building $481,250
2024	$10,647.00
2023		$4,050 Land $200 Building $3,850	$4,655 Land $230 Building $4,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031353063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.