31 Carleton St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 31 Carleton St, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 2018
Lot Size	0.828 acres (36,089 sqft)
Owner	Individual Name on File
Last Sale	$444,900 (Oct 2018)
Tax Bill	$7,346 (2025)
Deeds & Mortgages	Nov 2019 Refinance Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-2-7`

Property Details

APN / Parcel Number

Primary APN	`570-2-7`
Alternative APN	`HAVE M:0570 B:00002 L:7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Gross Area	3,954 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,089 sqft (0.828 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	570-2-7
Street Address	31 CARLETON ST
City	HAVERHILL
State	MA
Zip	01832-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	7
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1003
Census Tract	260900

Owner

31 Carleton St is owned by an individual who bought it in October 2018.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 GARFIELD AVE, LYNN, MA 01905-1369
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 12, 2018	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Jan 25, 2018 · Amount on File
Deed Book / Page	37077 / 241
Transfer Doc	037077-241
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	31 CARLETON ST, HAVERHILL, MA 01832-2901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38034-320
Date	Nov 18, 2019
Book Page	38034/320
Instrument	20191118001140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Oct 12, 2018
Property Address	31 CARLETON ST, HAVERHILL, MA 01832-2901
Document Number	37077-241
Book / Page	37077 / 241
Instrument	181012002630
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370770243
Date	Oct 12, 2018
Instrument	37077/0243

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jan 25, 2018
Property Address	31 CARLETON ST, HAVERHILL, MA 01832-2901
Document Number	36491-226
Book / Page	036491 / 000226
Instrument Date	Sep 28, 2017
Instrument	1801251350
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$603.06
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	297 S MAIN ST HAVERHILL MA 018357349, HAVERHILL, MA 01835-7349

Tax Assessment & Valuation

The 2025 property tax bill for 31 Carleton St was $7,346, up 6.9% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,346.00 (+6.94%)	$685,900 (+6.24%) Land $233,400 Building $452,500	$571,615
2024	$6,869.00 (+1.45%)	$645,600 (+6.31%) Land $212,900 Building $432,700
2023	$6,771.00	$607,300 Land $212,900 Building $394,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Carleton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Carleton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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