31 Cardiff Rd, Windham, NH 03087 Property Records

Rockingham County and Windham Town property record for 31 Cardiff Rd, Windham, NH 03087 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,268 sqft · built 2006
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$688,000 (Sep 2005)
Tax Bill	$15,698 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WNDM M:7 B:A L:771`

Property Details

APN / Parcel Number

Primary APN	`WNDM M:7 B:A L:771`
Alternative APN	`22584`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,268 sqft Living Area
Gross Area	5,836 sqft
1st Floor Area	1,864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22584
Street Address	31 CARDIFF RD
City	WINDHAM
State	NH
Zip	03087-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A
Legal Lot Number	771
Jurisdiction	WINDHAM TOWN NH
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1024
Census Tract	106101

Owner

Source: Rockingham County and Windham Town records · APN WNDM M:7 B:A L:771

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 CARDIFF RD, WINDHAM, NH 03087-1262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Deed Book / Page	4557 / 1519
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM TOWN NH
Property Address	31 CARDIFF RD, WINDHAM, NH 03087-1262
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006643-338
Date	Aug 20, 2025
Book Page	6643/338
Instrument	25027313

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM TOWN NH
Property Address	31 CARDIFF RD, WINDHAM, NH 03087-1262
Document Number	0061461703
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 CARDIFF RD WINDHAM NH 030871262, WINDHAM, NH 03087-1262

Mortgage

Document Number	0061461703
Date	Jul 31, 2020
Book Page	006146/001703
Instrument	38352

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Rockingham County and Windham Town records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Windham Town
Unified School District	Windham School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,698.00 (+4.9%)	$1,109,400 (+67.84%) Land $343,500 Building $765,900
2024	$14,965.00 (+14.58%)	$661,000 (-) Land $210,200 Building $450,800
2023			$1,183,415
2022	$13,061.00	$661,000 Land $210,200 Building $450,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (33015C), updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330151061011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1987, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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