31 Cabin Spring Dr, Candler, NC 28715 Property Records

Buncombe County property record for 31 Cabin Spring Dr, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2001
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3009777-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3009777-2020-20`
Alternative APNs	`8698-47-5090-00000` `869847508400000` `008146759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	360 sqft
Upper Floors Area	637 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	512 sqft
Deck Area	24 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3009777-2020-20
Street Address	31 CABIN SPRING DR
City	CANDLER
State	NC
Zip	28715-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: PB 130/99 BLOCK: LOT: PT 3 & D SECTION: PLAT: 0063-0092
Legal Subdivision	PB 130/99
Legal Block	1
Legal Lot Number	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	1
Census Block	1000
Census Tract	2504

Owner

31 Cabin Spring Dr is owned and occupied by two individuals who acquired it in May 2000.

Source: Buncombe County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 CABIN SPRING DR, CANDLER, NC 28715-7229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2000
Deed Sale	May 11, 2000
Deed Book / Page	2274 / 313
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 3, 2026
Property Address	31 CABIN SPRING DR, CANDLER, NC 28715-7229
Document Number	6617001685
Book / Page	6617 / 1685
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CABIN SPRING DR, CANDLER, NC 28715-7229

Mortgage

Document Number	6617001685,
Date	Aug 3, 2026
Book Page	6617/1685

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	31 CABIN SPRING DR, CANDLER, NC 28715-7229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059391672
Date	Aug 25, 2020
Book Page	5939/1672

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	31 CABIN SPRING DR, CANDLER, NC 28715-7229
Document Number	0058381422
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 CABIN SPRING DR CANDLER NC 287157229, CANDLER, NC 28715-7229

Mortgage

Document Number	0058381422
Date	Nov 27, 2019
Book Page	005838/001422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 31 Cabin Spring Dr was $1,929.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00	$283,100 Land $17,700 Building $265,400	$283,100 Land $17,700 Building $265,400
2023	$1,749.00	$283,100	$283,100 Land $32,700 Building $250,400
2021			$283,100 Land $17,700 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Cabin Spring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Cabin Spring Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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