31 Bubenko Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 31 Bubenko Dr, Garnerville, NY 10923 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,700 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Garage	Basement
Occupancy	Owner Occupied
Last Sale	$480,000 (2019)

Property Details

APN / Parcel Number

Primary APN	`392289 20.17-2-38`
Alternative APNs	`228902001700020380000000` `00098778220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,700 sqft Living Area
1st Floor	1,836 sqft 1st Floor
Basement Area	864 sqft Basement
Finished Basement	864 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Architectural Style	Split Level Style
Exterior Material	Wood Exterior
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement Garage
Shed	1 Shed
Porch	Open Porch
Porch Area	405 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	00098778220
Old Parcel Number	228902001700020380000000
Street Address	31 BUBENKO DR
City	GARNERVILLE
State	NY
Zip	10923-1350
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JKLM C20 50.-8-22
Legal Subdivision	JKLM MANOR SEC 04 DRAWING 01
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	ROCKLAND NY
Minor Civil Division	HAVERSTRAW
Census Blockgroup	2
Census Block	2000
Census Tract	10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.17-2-38

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 COOLIDGE ST, HAVERSTRAW, NY 10927-1015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Doc Number	0201936779
Deed Book / Page	2019 / 36779
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 18, 2019
Property Address	31 BUBENKO DR, GARNERVILLE, NY 10923-1350
Document Number	0000036779
Instrument Date	Dec 11, 2019
Instrument	36779
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	METROPOLIS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	42 COOLIDGE ST WEST HAVERSTRAW NY 10993, WEST HAVERSTRAW, NY 10993

Mortgage

Document Number	36780
Date	Dec 18, 2019
Instrument	36780

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$337,500 (-) Land $127,800 Building $209,700	$579,299 (+5.2%) Land $219,361 Building $359,938
2023	$337,500 Land $127,800 Building $209,700	$550,661 Land $208,517 Building $342,144

Flood & Wildfire

31 Bubenko Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Rockland County (36087C), updated August 19, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.