31 Bruce Rd, Manchester, CT 06040 Property Records

Manchester Town property record for 31 Bruce Rd, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,123 sqft · built 1952
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Oct 2016)
Tax Bill	$7,741 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076000031`

Property Details

APN / Parcel Number

Primary APN	`076000031`
Alternative APNs	`MCHS M:82 B:760 L:31` `MANC M:82 B:760 L:31` `76000031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,123 sqft Living Area
Gross Area	5,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	76000031
Street Address	31 BRUCE RD
City	MANCHESTER
State	CT
Zip	06040-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	760
Legal Lot Number	31
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1022
Census Tract	515101

Owner

31 Bruce Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Manchester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 BRUCE RD, MANCHESTER, CT 06040-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN EAGLE FCU
Feb 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY HEALTHCARE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	20166110330003
Deed Book / Page	4388 / 249
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	31 BRUCE RD, MANCHESTER, CT 06040-7008
Transaction Type	Mortgage
Record Updated	Jul 30, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04766-1006
Date	Jun 25, 2025
Book Page	4766/1006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	31 BRUCE RD, MANCHESTER, CT 06040-7008
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	04640-1029
Date	Feb 12, 2021
Book Page	4640/1029

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	31 BRUCE RD, MANCHESTER, CT 06040-7008
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004694-921
Date	Jul 28, 2022
Book Page	4694/921
Instrument	6690800007

Lender

Name	COMMUNITY HEALTHCARE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 31 Bruce Rd was $7,741.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,741.00	$194,400 Land $45,200 Building $149,200	$136,080 Land $31,640 Building $104,440
2024	$7,741.00 (+7.04%)
2023	$7,232.00 (+2.99%)	$194,400 (-) Land $45,200 Building $149,200
2022	$7,022.00	$194,400 Land $45,200 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Bruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Bruce Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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