31 Bruce Ave, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 31 Bruce Ave, Yonkers, NY 10705

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,906 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Feb 2009)
Tax Bill	$679 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-123-30`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-123-30`
Alternative APNs	`180000100001230300000000` `101108102`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	101108102
Street Address	31 BRUCE AVE
City	YONKERS
State	NY
Zip	10705-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	123
Legal Lot Number	30.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	1
Census Block	1007
Census Tract	1305

Owner

31 Bruce Ave is owned and occupied by an individual who bought it in February 2009.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	31 BRUCE AVE, YONKERS, NY 10705-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Sep 19, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2009 · Amount on File
Deed Sale	Feb 18, 2009 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	2009490370361
Prior Transfer Date	Jun 14, 2004
Prior Transfer Doc	0450270228
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 BRUCE AVE, YONKERS, NY 10705-3202
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BRUCE AVE, YONKERS, NY 10705-3202

Mortgage

Document Number	0653493104
Date	Dec 15, 2025
Instrument	653493104

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 BRUCE AVE, YONKERS, NY 10705-3202
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BRUCE AVE, YONKERS, NY 10705-3202

Mortgage

Document Number	0653493105
Date	Dec 15, 2025
Instrument	653493105

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 BRUCE AVE, YONKERS, NY 10705-3202
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570093372
Date	Jan 10, 2017
Instrument	570093372

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 BRUCE AVE, YONKERS, NY 10705-3202
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572613593
Date	Sep 19, 2017
Instrument	572613593

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 31 Bruce Ave was $679 with a homeowner's exemption, down 84.1% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$679.00 (-84.13%) Homeowner's exemption
2025	$4,279.00	$3,750 (-) Land $1,600 Building $2,150	$218,023 (+3.49%) Land $93,023 Building $125,000
2024	Homeowner's exemption	$3,750 (-) Land $1,600 Building $2,150	$210,675 (+0.56%) Land $89,888 Building $120,787
2023		$3,750 Land $1,600 Building $2,150	$209,497 Land $89,385 Building $120,112
2020	$3,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Bruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Bruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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