31 Brown St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 31 Brown St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,661 sqft · built 1901
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Nov 2007)
Tax Bill$2,730 (2026)
Deeds & MortgagesOct 2025 Mortgage
Jun 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNSPRI S:01985 P:0009

Property Details

APN / Parcel Number

Primary APNSPRI S:01985 P:0009
Alternative APN
  • 19850009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,661 sqft Living Area
1st Floor Area732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19850009
Street Address31 BROWN ST
CitySPRINGFIELD
StateMA
Zip01109-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1006
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Apr 29, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jul 23, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 26, 2019Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2007 · Amount on Record
Deed SaleNov 15, 2007 · Amount on Record
Deed Document Number200790581
Deed Book / Page17023 / 498
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026089-414
DateOct 30, 2025
Book Page26089/414
Instrument51849
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025053-393
DateJun 26, 2023
Book Page25053/393
Instrument28822
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024522-302
DateApr 29, 2022
Book Page24522/302
Instrument25975
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024016-236
DateJul 23, 2021
Book Page24016/236
Instrument51132
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2046
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 BROWN ST, SPRINGFIELD, MA 01109-3418
Document Number22781-487
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 BROWN ST SPRINGFIELD MA 011093418, SPRINGFIELD, MA 01109-3418

Mortgage

Document Number22781-487
DateJul 31, 2019
Book Page022781/000487
Instrument42419
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,730.00 (+18.13%)$176,600 (+19.81%) Land $23,800 Building $152,800$265,275 (+23.45%)
2025$2,311.00 (-2.28%)$147,400 (+6.27%) Land $24,600 Building $122,800$214,890 (+21.94%)
2024$176,225
2023$2,365.00$138,700 Land $21,900 Building $116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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