31 Brook Stone Dr, Troy, MO 63379 Property Records

Lincoln County property record for 31 Brook Stone Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-50-22-000-000-002.013`

Property Details

APN / Parcel Number

Primary APN	`08-50-22-000-000-002.013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Basement Area	1,640 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 BROOK STONE DR
City	TROY
State	MO
Zip	63379-4985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BROOK STONE
Legal Range	01W
Legal Section	22
Legal Subdivision	BROOK STONE
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2083
Census Tract	810205

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31 BROOK STONE DR, TROY, MO 63379-4985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2025
Deed Sale	Apr 21, 2025
Prior Sale	Jul 26, 2022
Deed Document Number	2025002756
Deed Book / Page	2509 / 274
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 26, 2022
Property Address	31 BROOK STONE DR, TROY, MO 63379-4985
Document Number	0002482/57
Book / Page	2482 / 57
Map Reference	MB 14 PG 154
Instrument Date	Jul 22, 2022
Instrument	2022007811
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6497 HIGHWAY K, 6497, TROY, MO 63379-4823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BROOK STONE DR, TROY, MO 63379-4985
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007812
Date	Jul 26, 2022
Instrument	2022007812

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 BROOK STONE DR, TROY, MO 63379-4985
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2458/152
Date	Jan 14, 2021
Book Page	2458/152
Instrument	2021000639

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 BROOK STONE DR, TROY, MO 63379-4985
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2439/0762
Date	Oct 25, 2019
Book Page	2439/0762
Instrument	2019009657

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+7.9%)	$46,267 (+9.39%) Land $5,225 Building $41,042	$243,510 (+9.39%) Land $27,500 Building $216,010
2023	$2,621.00 (+5.18%)	$42,294 Land $4,465 Building $37,829	$222,600 Land $23,500 Building $199,100
2022	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20
Uniti Group DSL · Fixed Wireless in parts of the area	50 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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