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31 Bower Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 31 Bower Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,528 sqft · built 1986
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Tax Bill$6,859 (2025)
Deeds & MortgagesJun 2018 Loan Modification
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN134689-6363-03-003122-0000

Property Details

APN / Parcel Number

Primary APN134689-6363-03-003122-0000
Alternative APNs
  • 468900636300030031220000
  • 134689 6.363-3-3.122
  • 14003122

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,044 sqft
Basement Area484 sqft
Finished Basement484 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Garage TypeBasement

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number14003122
Street Address31 BOWER RD
CityPOUGHKEEPSIE
StateNY
Zip12603-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description0.45 AC 1686 0149 1669 0409
Legal SubdivisionWILLOWVALE ACRES
Legal Block3
Legal Lot Number3
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group1
Census Block1000
Census Tract140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BOWER RD, POUGHKEEPSIE, NY 12603-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2018Loan Modification, Mortgage · Conventional with PMI
KEYBANK USA
Jun 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address31 BOWER RD, POUGHKEEPSIE, NY 12603-1113
Document Number0000005097
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 BOWER RD POUGHKEEPSIE NY 126031113, POUGHKEEPSIE, NY 12603-1113

Mortgage

Document Number0000005097
DateAug 15, 2018
Instrument5097
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAN, OH 44114-1306
Agreement
TypeConventional with PMI
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address31 BOWER RD, POUGHKEEPSIE, NY 12603-1113
Document Number0000005096
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 BOWER RD POUGHKEEPSIE NY 126031113, POUGHKEEPSIE, NY 12603-1113

Mortgage

Document Number0000005096
DateAug 15, 2018
Instrument5096
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2033

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictArlington Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,859.00 (-2.43%)$256,000 (+1.99%) Land $82,800 Building $173,200$287,600 (+14.58%)
2023$251,000 (+4.15%) Land $82,800 Building $168,200$251,000 (+4.15%) Land $82,800 Building $168,200
2022$241,000 Land $75,200 Building $165,800$241,000 Land $75,200 Building $165,800
2020$7,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Spectrum
Cable		1,000 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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