31 Bowen St, Hamden, CT 06514 Property Records

Hamden Town property record for 31 Bowen St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,117 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (Jan 2025)
Tax Bill	$9,343 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2125 B:328 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2125 B:328 L:00-0000`
Alternative APN	`M:2125 B:328 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	784 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	784 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 BOWEN ST
City	HAMDEN
State	CT
Zip	06514-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	328
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2006
Census Tract	165500

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 BOWEN ST, HAMDEN, CT 06514-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage LOWER LLC
Jan 21, 2025	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 20, 2024	Warranty Deed, Transfer
Jul 12, 2024	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Sep 20, 2024 · Amount on Record
Deed Book / Page	5238 / 310
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	31 BOWEN ST, HAMDEN, CT 06514-5009
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005348-1
Date	Mar 6, 2026
Book Page	5348/1
Instrument	1106

Lender

Name	LOWER LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jan 21, 2025
Property Address	31 BOWEN ST, HAMDEN, CT 06514-5009
Document Number	005238-310
Book / Page	5238 / 310
Instrument Date	Jan 16, 2025
Instrument	294
Transaction Type	Transfer
Record Updated	Feb 6, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BOWEN ST, HAMDEN, CT 06514-5009

Mortgage

Document Number	0000000295
Date	Jan 21, 2025
Instrument	295

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	005238-331
Date	Jan 21, 2025
Book Page	5238/331
Instrument	296

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2035

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 20, 2024
Property Address	31 BOWEN ST, HAMDEN, CT 06514-5009
Document Number	005210-181
Book / Page	5210 / 181
Instrument Date	Sep 17, 2024
Instrument	4843
Transaction Type	Transfer
Record Updated	Oct 10, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 12, 2024
Property Address	31 BOWEN ST, HAMDEN, CT 06514-5009
Document Number	005191-239
Book / Page	5191 / 239
Instrument Date	May 24, 2024
Instrument	3542
Transaction Type	Foreclosure
Record Updated	Jul 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200, 200, ANAHEIM, CA 92806-5951

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,343.00 (+3.44%)	$174,090 (-) Land $45,290 Building $128,800	$277,242 (+127.5%)
2025		$174,090 (+162.07%) Land $45,290 Building $128,800	$121,863 Land $31,703 Building $90,160
2024	$9,032.00 (+144.5%)	$66,430 (-) Land $9,590 Building $56,840
2023	$3,694.00	$66,430 Land $9,590 Building $56,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, T-Mobile.

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