Hampden County and Chicopee City property record for 31 Boston St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,746 sqft · built 2003 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,500 (Sep 2015) |
| Tax Bill | $6,831 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 585-0002B |
| Primary APN | 585-0002B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,746 sqft Living Area |
| Gross Area | 3,994 sqft |
| 1st Floor Area | 830 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 122,404 sqft (2.81 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 585-0002B |
|---|---|
| Street Address | 31 BOSTON ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 811301 |
31 Boston St is owned and occupied by two individuals who bought it in September 2015.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 BOSTON ST, CHICOPEE, MA 01020-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2015 · Amount on File |
| Deed Sale | Sep 18, 2015 · Amount on File |
| Prior Sale | Apr 22, 2010 · Amount on File |
| Deed Document Number | 201551976 |
| Deed Book / Page | 20876 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 10, 2026 |
| Property Address | 31 BOSTON ST, CHICOPEE, MA 01020-2148 |
| Document Number | 0000044057 |
| Book / Page | 26502 / 460 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202644057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 BOSTON ST, CHICOPEE, MA 01020-2148 |
| Document Number | 0000044057, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 26502/460 |
| Instrument | 202644057 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 31 BOSTON ST, CHICOPEE, MA 01020-2148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23297-489 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 23297/489 |
| Instrument | 35888 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
The 2026 property tax bill for 31 Boston St was $6,831, up 4.2% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,831.00 (+4.21%) | $448,200 (+3.65%) Land $158,200 Building $290,000 | $402,654 (+6.39%) |
| 2025 | $6,555.00 (+5.28%) | $432,400 (+2.51%) Land $144,400 Building $288,000 | $378,480 |
| 2024 | $6,226.00 (+6.79%) | $421,800 (+9.62%) Land $142,000 Building $279,800 | |
| 2023 | $5,830.00 | $384,800 Land $130,500 Building $254,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Boston St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Boston St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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