31 Border Ln, Bozeman, MT 59718 Property Records

Gallatin County property record for 31 Border Ln, Bozeman, MT 59718 · Last verified February 2024

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,390 sqft · built 1973
Lot Size	1.45 acres (63,249 sqft)
Owner	Individual Name on File
Tax Bill	$4,638 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2006 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFG10494`

Property Details

APN / Parcel Number

Primary APN	`00RFG10494`
Alternative APNs	`06-0904-21-3-02-05-0000` `R0637963`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,390 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	1,390 sqft
Basement Area	715 sqft
Finished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,249 sqft (1.45 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	35 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00RFG10494
Street Address	31 BORDER LN
City	BOZEMAN
State	MT
Zip	59718-9707
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAXTER CREEK SUB 1, S21, T01 S, R05 E, BLOCK 3, LOT 5, ACRES 1.45, PLAT H-38
Legal Range	05E
Legal Township	01S
Legal Section	21
Legal Quarter	SW
Legal Subdivision	BAXTER CREEK SUB 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1086
Census Tract	202

Owner

Source: Gallatin County records · APN 00RFG10494

Assessment roll updated December 31, 2022 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31 BORDER LN, BOZEMAN, MT 59718-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY FINANCIAL CU
Sep 08, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP
Feb 05, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 07, 2006	Joint Tenancy Deed, Transfer · Balloon Mortgage OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2008
Deed Sale	Jun 27, 2008
Prior Sale	Apr 09, 2008 · Amount on Record
Deed Document Number	0002304143
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	31 BORDER LN, BOZEMAN, MT 59718-9707
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BORDER LN, BOZEMAN, MT 59718-9707

Mortgage

Document Number	0002868763
Date	Jan 22, 2026
Instrument	2868763

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	31 BORDER LN, BOZEMAN, MT 59718-9707
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	MTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002241052
Date	Sep 08, 2006
Instrument	2241052

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2036

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	31 BORDER LN, BOZEMAN, MT 59718-9707
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002353484
Date	Feb 05, 2010
Instrument	2353484

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2040

September 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 07, 2006
Property Address	31 BORDER LN, BOZEMAN, MT 59718-9707
Document Number	0002240985
Map Reference	MB H-38
Instrument Date	Aug 24, 2006
Instrument	2240985
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	MTE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 BORDER LN, BOZEMAN, MT 59718-9707

Mortgage

Document Number	0002240986
Date	Sep 07, 2006
Instrument	2240986

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.05%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.05%
Max Rate At Change	12%
Index	6-Month LIBOR
Max Rate	15%

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified February 2024

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,638.00	$800,000	$800,000 Land $350,063 Building $449,937

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300310002021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 2% of Montana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Montana Opticom	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
SkyNet Communications	Fixed Wireless (unlicensed)	900 / 500
Verizon	Fixed Wireless	300 / 20
BHT Investment Holdings	Fixed Wireless	200 / 100

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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