31 Bonney Ln, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 31 Bonney Ln, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,167 sqft · built 1962
Lot Size	0.404 acres (17,591 sqft)
Owner	2 Individual Names on File
Last Sale	$969,000 (Jul 2025)
Tax Bill	$11,670 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0181 L:0046`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0181 L:0046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	3,509 sqft
1st Floor Area	1,067 sqft
Basement Area	847 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,591 sqft (0.404 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 BONNEY LN
City	DEDHAM
State	MA
Zip	02026-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	46
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2018
Census Tract	402300

Owner

31 Bonney Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 BONNEY LN, DEDHAM, MA 02026-6403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Jul 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 28, 2025	Other, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Dec 9, 2002 · Amount on File
Deed Book / Page	42553 / 365
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	31 BONNEY LN, DEDHAM, MA 02026-6403
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042991-455
Date	Mar 19, 2026
Book Page	42991/455
Instrument	16852

Lender

Name	CENTRAL ONE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Jul 29, 2025
Property Address	31 BONNEY LN, DEDHAM, MA 02026-6403
Document Number	042553-365
Book / Page	42553 / 365
Instrument Date	Jul 29, 2025
Instrument	51350
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 BONNEY LN, DEDHAM, MA 02026-6403

Mortgage

Document Number	0000051351
Date	Jul 29, 2025
Instrument	51351

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2025: Other, Transfer

Document Type	Other
Jurisdiction	DEDHAM MA
Recording Date	Jul 28, 2025
Property Address	31 BONNEY LN, DEDHAM, MA 02026-6403
Document Number	042548-321
Book / Page	42548 / 321
Instrument Date	Jul 25, 2025
Instrument	50674
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 BONNEY LN, DEDHAM, MA 02026-6403

Tax Assessment & Valuation

The 2026 property tax bill for 31 Bonney Ln was $11,670, up 4.3% from the year before.

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,670.00 (+4.33%)	$948,800 (+7.04%) Land $415,500 Building $533,300	$924,072 (+1.29%)
2025	$11,186.00 (+2.81%)	$886,400 (+1.84%) Land $384,500 Building $501,900	$912,285 (-6.1%)
2024	$10,880.00 (+9.87%)	$870,400 (+12.85%) Land $354,100 Building $516,300	$971,565
2023	$9,903.00	$771,300 Land $328,600 Building $442,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Bonney Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, Mar 2001 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Bonney Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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