Winston County property record for 31 Bluff Pointe Dr, Arley, AL 35541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,736 sqft · built 1994 |
| Lot Size | 0.6 acres (26,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $925,000 (Nov 2021) |
| Tax Bill | $5,812 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15548 |
| Primary APN | 15548 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,736 sqft Living Area |
| Upper Floors Area | 1,786 sqft |
| Basement Area | 460 sqft |
| Unfinished Basement | 460 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,160 sqft (0.6 acres) |
| Lot Dimensions | 218 ft deep x 120 ft wide |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 892 sqft |
| Boat Access | Boat Access |
| Account Number | 15548 |
|---|---|
| Street Address | 31 BLUFF POINTE DR |
| City | ARLEY |
| State | AL |
| Zip | 35541-2866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM INT N ROW LAKE POINT DR AND N ROW BLUFF POINT DR S17 T12 R6 TH SELY 128.5 TO POB CONT SELY 153.18 NE 208.21 TO 51 0 CONTO |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 965502 |
Source: Winston County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4109 KATHERINES BR, ARRINGTON, TN 37014-1401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STUDIO BANK |
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage F & M BANK |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 0000355847 |
| Deed Book / Page | 355 / 847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON AL |
| Property Address | 31 BLUFF POINTE DR, ARLEY, AL 35541-2866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000647/942 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 647/942 |
| Name | STUDIO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINSTON AL |
| Recording Date | Nov 16, 2021 |
| Property Address | 31 BLUFF POINTE DR, ARLEY, AL 35541-2866 |
| Document Number | 000355/847 |
| Book / Page | 355 / 847 |
| Instrument Date | Nov 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 FRANKLIN RD, FRANKLIN, TN 37064-2217 |
| Name | Verified Name |
|---|---|
| Address | 4109 KATHERINES BR, ARRINGTON, TN 37014-1401 |
| Document Number | 0674064906740649 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 0674/064906740649 |
| Name | F & M BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINSTON AL |
| Recording Date | Aug 30, 2017 |
| Property Address | 31 BLUFF POINTE DR, ARLEY, AL 35541-2866 |
| Document Number | 000325/654 |
| Book / Page | 325 / 654 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 BLUFF POINTE DR, ARLEY, AL 35541-2866 |
| Document Number | 000620/621 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 620/621 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Winston County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,812.00 (+7%) | $207,600 (+7%) | $1,073,700 (+10.68%) Land $129,800 Building $943,900 |
| 2024 | $5,432.00 (+8.57%) | $194,020 (+8.59%) | $970,120 (+8.59%) Land $126,000 Building $844,120 |
| 2023 | $5,003.00 (+25.01%) | $178,680 (+25%) | $893,380 (+25.01%) Land $126,000 Building $767,380 |
| 2022 | $4,002.00 | $142,940 | $714,660 Land $126,000 Building $588,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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