31 Bertram St, Pensacola, FL 32506 Property Records

Escambia County property record for 31 Bertram St, Pensacola, FL 32506

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,591 sqft · built 1951
Lot Size0.128 acres (5,619 sqft)
Owner2 Individual Names on File
Last Sale$174,500 (Dec 2022)
Tax Bill$2,190 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN34-2S-30-1172-091-003

Property Details

APN / Parcel Number

Primary APN34-2S-30-1172-091-003
Alternative APNs
  • 072045000
  • 72045000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,591 sqft Adjusted Area
1st Floor Area1,612 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area5,619 sqft (0.128 acres)
Garage TypeCarport
Garage Area255 sqft
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number72045000
Old Parcel Number072045000
Street Address31 BERTRAM ST
CityPENSACOLA
StateFL
Zip32506-4739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 9A BLK C BUENA VISTA S/D PB 2 P 91 OR 8908 P 1137 CA 174
Legal Range30W
Legal Township02S
Legal Section34
Legal SubdivisionBUENA VISTA
Legal BlockC
Legal Lot Number9A
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3004
Census Tract2900

Owner

31 Bertram St is owned and occupied by two individuals who bought it in December 2022.

Source: Escambia County records, as of December 17, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address31 BERTRAM ST, PENSACOLA, FL 32506-4739
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION
Jul 21, 2022Warranty Deed, Transfer
CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 27, 2022 · Amount on File
Deed SaleDec 27, 2022 · Amount on File
Prior SaleJul 21, 2022 · Amount on File
Deed Document Number2022121505
Deed Book / Page8908 / 1137
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateDec 27, 2022
Property Address31 BERTRAM ST, PENSACOLA, FL 32506-4739
Document Number0089081137
Book / Page8908 / 1137
Map ReferenceMB 2 PG 91
Instrument DateDec 22, 2022
Instrument2022121505
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,221.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address942 ABERDEEN DR, CANTONMENT, FL 32533-4219

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1755 JUDITH RESNIK DR, EL PASO, TX 79936-5078

Mortgage

Document Number0089081139
DateDec 27, 2022
Instrument8908/1139
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJul 21, 2022
Property Address31 BERTRAM ST, PENSACOLA, FL 32506-4739
Document Number0088261301
Book / Page8826 / 1301
Map ReferenceMB 2 PG 91
Instrument DateJul 19, 2022
Instrument2022074275
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1057 MCKISSOCK AVE, 1057, CATAWISSA, MO 63015-1423

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 ABERDEEN DR, CANTONMENT, FL 32533-4219

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,485$160,485 Land $12,500 Building $147,985
2024$2,190.00 (+2.38%)
2023$2,139.00 (+39.9%)$151,816 (+44.88%)$151,816 (+44.88%) Land $12,500 Building $139,316
2022$1,529.00$104,789$104,789 Land $7,000 Building $97,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Bertram St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Bertram St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Bertram St

Nearby Streets

Search Property Records by Address or Parcel Number