31 Bertha Ave, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 31 Bertha Ave, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 873 sqft · built 1948
Lot Size	0.241 acres (10,515 sqft)
Owner	Individual Name on File
Tax Bill	$3,405 (2026)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R27 B:8 L:17`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R27 B:8 L:17`
Alternative APN	`M:R-28 B:0007 L:0017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	873 sqft Living Area
Gross Area	1,924 sqft
Basement Area	637 sqft
Unfinished Basement	637 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,515 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	31 BERTHA AVE
City	GARDNER
State	MA
Zip	01440-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	8
Legal Lot Number	17
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1022
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 BERTHA AVE, GARDNER, MA 01440-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Personal Representative Deed, Transfer
Jan 31, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2023
Transfer Doc	068782-118
Record Updated	Oct 29, 2026

January 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 31, 2023
Property Address	31 BERTHA AVE, GARDNER, MA 01440-1329
Document Number	068782-114
Book / Page	68782 / 114
Instrument Date	Jan 12, 2023
Instrument	9333
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	31 BERTHA AVE, GARDNER, MA 01440-1329

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 31, 2023
Property Address	31 BERTHA AVE, GARDNER, MA 01440-1329
Document Number	068782-118
Book / Page	68782 / 118
Instrument Date	Jan 12, 2023
Instrument	9334
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BERTHA AVE, GARDNER, MA 01440-1329

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,405.00 (+9,914.71%)	$247,300 (+2.15%) Land $75,700 Building $171,600	$271,543 (-3.86%)
2025	$34.00 (-98.99%)	$242,100 (+7.46%) Land $68,800 Building $173,300	$282,435
2024	$3,377.00 (+7.24%)	$225,300 (+15.42%) Land $62,600 Building $162,700
2023	$3,149.00	$195,200 Land $61,700 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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