31 Bernard St, Lawrence, NY 11559 Property Records

Nassau County and Hempstead Town property record for 31 Bernard St, Lawrence, NY 11559

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,085 sqft · built 1970
Lot Size0.144 acres (6,264 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Mar 2005)
Tax Bill$11,684 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN40-033-00-0162

Property Details

APN / Parcel Number

Primary APN40-033-00-0162
Alternative APNs
  • 2089-40-033-00-0162-0
  • 40033000162000000000
  • 282089 40.-33-162
  • 40033 01620

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,085 sqft Living Area
Gross Area3,460 sqft
1st Floor Area975 sqft
Basement Area760 sqft
Finished Basement760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialBrick
Roof MaterialOther
Lot Area6,264 sqft (0.144 acres)
Lot Dimensions62 ft deep x 92 ft wide
View / LotDead End
Garage TypeAttached
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number40033 01620
Street Address31 BERNARD ST
CityLAWRENCE
StateNY
Zip11559-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 015
Legal Block33
Legal Lot Number162
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2003
Census Tract411000

Owner

31 Bernard St is owned and occupied by two individuals who bought it in March 2005.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address31 BERNARD ST, LAWRENCE, NY 11559-1236
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2005 · Amount on File
Deed SaleMar 8, 2005 · Amount on File
Deed Book / Page11923 / 471
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address31 BERNARD ST, LAWRENCE, NY 11559-1236
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0454900219
DateJun 4, 2021
Book Page45490/219
Instrument2021-074817
Lender
NameNORTH AMERICAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Bernard St was $11,684.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$737 Land $228 Building $509$737,000
2025$11,684.00
2023$10,851.00 Additional exemption filed$737 Land $228 Building $509$737,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Bernard St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1978–2012)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile.

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