Hancock County and Tremont Town property record for 31 Bernard Rd, Bernard, ME 04612
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,300 (Feb 2013) |
| Tax Bill | $2,588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | TREM M:016 L:007-B2 |
| Primary APN | TREM M:016 L:007-B2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|
| Account Number | 1882 |
|---|---|
| Street Address | 31 BERNARD RD |
| City | BERNARD |
| State | ME |
| Zip | 04612-3002 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Lot Number | 7-B2 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 966200 |
31 Bernard Rd, a commercial property, is owned by two individuals who bought it in February 2013.
Source: Hancock County and Tremont Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 SEAWALL RD, SOUTHWEST HARBOR, ME 04679-4031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2013 · Amount on File |
| Deed Sale | Feb 20, 2013 · Amount on File |
| Prior Sale | Sep 30, 2005 · Amount on File |
| Deed Document Number | 20132391 |
| Deed Book / Page | 5988 / 287 |
| Transfer Doc | 05988-0287 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 31 Bernard Rd was $2,588, up 7.3% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,588.00 (+7.25%) | $260,900 (-) Land $129,800 Building $131,100 |
| 2024 | $2,413.00 (+47.86%) | $260,900 (+104.95%) Land $129,800 Building $131,100 |
| 2023 | $1,632.00 (+10.12%) | $127,300 (-) Land $54,400 Building $72,900 |
| 2022 | $1,482.00 | $127,300 Land $54,400 Building $72,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 31 Bernard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Bernard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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