31 Benson Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 31 Benson Dr, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1957
Lot Size0.166 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$101,750 (Aug 2004)
Tax Bill$5,147 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN145203 115.07-13-8

Property Details

APN / Parcel Number

Primary APN145203 115.07-13-8
Alternative APN
  • 52031150700013008000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,200 sqft (0.166 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31 BENSON DR
CityLANCASTER
StateNY
Zip14086-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSC10 1911 G 8 6O X 12O
Legal SubdivisionPALMER HEIGHTS SUBDIVISION
Legal Block13
Legal Lot Number8.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group5
Census Block5016
Census Tract14300

Owner

31 Benson Dr is owned and occupied by two individuals who bought it in August 2004.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address31 BENSON DR, LANCASTER, NY 14086-2723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jul 29, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2004 · Amount on File
Deed SaleAug 3, 2004 · Amount on File
Prior SaleNov 21, 1997 · Amount on File
Deed Document Number20041131
Deed Book / Page11080 / 5802
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address31 BENSON DR, LANCASTER, NY 14086-2723
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 BENSON DR, LANCASTER, NY 14086-2723

Mortgage

Document Number0141054455
DateOct 2, 2023
Book Page14105/4455
Instrument2023169433
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address31 BENSON DR, LANCASTER, NY 14086-2723
Document Number0138272224
Book / Page013827 / 002224
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 BENSON DR LANCASTER NY 140862723, LANCASTER, NY 14086-2723

Mortgage

Document Number0138272224
DateSep 13, 2017
Book Page013827/002224
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 31 Benson Dr was $5,147 with a homeowner's exemption, up 31.4% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,147.00 (+31.37%) Homeowner's exemption
2025$3,918.00 (-21.58%)$149,000 (-) Land $33,100 Building $115,900$232,813 (+12.52%) Land $51,719 Building $181,094
2024$4,996.00 Homeowner's exemption$149,000 (-) Land $33,100 Building $115,900$206,900 (+4.13%) Land $45,962 Building $160,938
2023Homeowner's exemption$149,000 Land $33,100 Building $115,900$198,700 Land $44,141 Building $154,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Benson Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1985)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Benson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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