31 Benedict Dr, Rochester, NY 14624 Property Records

Monroe County and Chili Town property record for 31 Benedict Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$7,475 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0002420`

Property Details

APN / Parcel Number

Primary APN	`COM-0002420`
Alternative APNs	`22001332000002084000` `262200 133.20-2-84`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	129 ft deep x 93.3 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0002420
Street Address	31 BENEDICT DR
City	ROCHESTER
State	NY
Zip	14624-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 16 3000 ACRE TRACT MAPLE GROVE SUB SHEET 3 L-4 258-58 06/89
Legal Subdivision	MAPLEGROVE SUBDIVISION
Legal Block	2
Legal Lot Number	84.000
Jurisdiction	MONROE NY
Township / Civil Division	CHILI
Census Block Group	4
Census Block	4000
Census Tract	14504

Owner

31 Benedict Dr is owned and occupied by an individual who acquired it in April 2024.

Source: Monroe County and Chili Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit GATES CHILI FEDERAL CREDIT UNION
Apr 23, 2024	Intrafamily Transfer, Transfer · FHA Mortgage HUNT MORTGAGE
Feb 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024
Deed Sale	Apr 23, 2024
Deed Document Number	202442
Deed Book / Page	12947 / 491
Prior Transfer Date	Apr 12, 2024
Prior Transfer Doc	0000000042
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 11, 2026
Property Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825
Document Number	0003464092
Book / Page	31432 / 606
Instrument Date	Aug 27, 2026
Instrument	20263464092
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825

Mortgage

Document Number	0003464092,
Date	Sep 11, 2026
Book Page	31432/606
Instrument	20263464092

Lender

Name	GATES CHILI FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 27, 2046

Interest

Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Apr 23, 2024
Property Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825
Document Number	0000000042
Book / Page	12947 / 491
Map Reference	LB 258 PG 58
Instrument Date	Apr 12, 2024
Instrument	202404230042
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 REO DR, PALMYRA, PA 17078-9724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825

Mortgage

Document Number	0000000043
Date	Apr 23, 2024
Instrument	202404230043

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Feb 18, 2020
Property Address	31 BENEDICT DR, ROCHESTER, NY 14624-4825
Document Number	0000000537
Book / Page	012311 / 000452
Instrument Date	Nov 29, 2019
Instrument	537
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	31 BENEDICT DR ROCHESTER NY 146244825, ROCHESTER, NY 14624-4825

Tax Assessment & Valuation

The 2026 property tax bill for 31 Benedict Dr was $7,475 with a homeowner's exemption, down 8.3% from the year before.

Source: Monroe County and Chili Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Chili Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,475.00 (-8.32%) Homeowner's exemption
2025	$8,153.00	$247,700 Land $42,100 Building $205,600	$252,800 Land $42,967 Building $209,833
2023		$163,100 (-) Land $33,700 Building $129,400	$203,900 (+13.78%) Land $42,130 Building $161,770
2022		$163,100 Land $33,700 Building $129,400	$179,200 Land $37,027 Building $142,173
2021	$5,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Benedict Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Benedict Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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