31 Bemis Rd, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 31 Bemis Rd, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,148 sqft · built 1985
Lot Size	1.99 acres (86,970 sqft)
Owner	Individual Name on Record
Last Sale	$306,900 (Nov 2012)
Tax Bill	$6,844 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:0012 L:0002`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:0012 L:0002`
Alternative APN	`M:0012 B:0000 L:00002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,148 sqft Living Area
Gross Area	6,480 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,970 sqft (1.99 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 BEMIS RD
City	HUBBARDSTON
State	MA
Zip	01452-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2011
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Feb 16, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS
Dec 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2012 · Amount on Record
Deed Sale	Nov 1, 2012 · Amount on Record
Deed Book / Page	49890 / 326
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064315-202
Date	Jan 26, 2021
Book Page	64315/202
Instrument	11572

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071539-303
Date	Jan 16, 2025
Book Page	71539/303
Instrument	4227

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56750-167
Date	Feb 16, 2017
Book Page	56750/167
Instrument	17014

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61670-354
Date	Dec 30, 2019
Book Page	61670/354
Instrument	142576

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	31 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63637-169
Date	Oct 30, 2020
Book Page	63637/169
Instrument	131512

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,844.00 (+5.29%)	$612,200 (+10.01%) Land $50,200 Building $562,000	$582,920 (-)
2025	$6,500.00 (+9.45%)	$556,500 (+22.09%) Land $50,200 Building $506,300	$582,920 (+1.77%)
2024			$572,755
2023	$5,939.00	$455,800 Land $39,700 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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