31 Bemis Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 31 Bemis Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,102 sqft · built 1958
Lot Size	0.341 acres (14,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2017)
Tax Bill	$8,217 (2026)
Deeds & Mortgages	Sep 2020 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0134 B:0000 L:44`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0134 B:0000 L:44`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,102 sqft Living Area
Gross Area	5,083 sqft
Basement Area	1,783 sqft
Unfinished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,845 sqft (0.341 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 BEMIS RD
City	HOLYOKE
State	MA
Zip	01040-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	44
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1032
Census Tract	811900

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 BEMIS RD, HOLYOKE, MA 01040-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Jul 21, 2017	Quit Claim Deed, Transfer WESTFIELD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Deed Book / Page	21774 / 329
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	31 BEMIS RD, HOLYOKE, MA 01040-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23420-138
Date	Sep 15, 2020
Book Page	23420/138
Instrument	51998

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 21, 2017
Property Address	31 BEMIS RD, HOLYOKE, MA 01040-1219
Document Number	21774-329
Book / Page	21774 / 329
Instrument	41130
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BEMIS RD, HOLYOKE, MA 01040-1219

Mortgage

Document Number	217740332
Date	Jul 21, 2017
Instrument	21774/0332

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2047

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,217.00 (+6.84%)	$471,400 (+7.01%) Land $85,800 Building $372,900	$430,279 (-14.7%)
2025	$7,691.00 (+7.48%)	$440,500 (+16.66%) Land $80,200 Building $360,300	$504,450 (+1.05%)
2024	$7,156.00 (+4.85%)	$377,600 (+3.79%) Land $76,400 Building $301,200	$499,225
2023	$6,825.00	$363,800 Land $76,400 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1984–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Verizon.

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