Allegany County property record for 31 Beechwood Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1983 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,900 (Jul 2003) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-002806 |
| Primary APN | 04-002806 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 214 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 002806 |
|---|---|
| Street Address | 31 BEECHWOOD DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 BEECHWOOD DR LOTS 87-88 160X152 WHITE OAKS MANOR 166X122 |
| Legal Subdivision | WHITE OAKS MANOR ADD CUMBERLAN |
| Legal Lot Number | 87,88 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 700 |
Source: Allegany County records · APN 04-002806
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 BEECHWOOD DR, CUMBERLAND, MD 21502-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 15, 2017 | Deed of Trust, Mortgage FIRST PEOPLES CMNTY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2003 · Amount on Record |
| Deed Sale | Jul 01, 2003 · Amount on Record |
| Prior Sale | Aug 10, 2001 · Amount on Record |
| Deed Document Number | 20031263 |
| Deed Book / Page | 718 / 550 |
| Transfer Doc | 0000002002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 31 BEECHWOOD DR, CUMBERLAND, MD 21502-4401 |
| Document Number | 3171000469 |
| Book / Page | 3171 / 469 |
| Instrument Date | Jun 03, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 31 BEECHWOOD DR, CUMBERLAND, MD 21502-4401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 31 BEECHWOOD DR, CUMBERLAND, MD 21502-4401 |
| Document Number | 0023430464 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 BEECHWOOD DR CUMBERLAND MD 215024401, CUMBERLAND, MD 21502-4401 |
| Document Number | 0023430464 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 002343/000464 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,600 (+6.29%) Land $21,500 Building $175,100 | $196,600 (-) Land $21,500 Building $175,100 | |
| 2025 | $1,695.00 (+12.7%) | $184,967 (+14.39%) | $196,600 (+21.58%) Land $21,500 Building $175,100 |
| 2023 | $1,504.00 | $161,700 Land $21,500 Building $140,200 | $161,700 Land $21,500 Building $140,200 |
Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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