31 Bear Tree Ct, Hendersonville, NC 28792 Property Records

Henderson County property record for 31 Bear Tree Ct, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,341 sqft · built 2019
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Mar 2017)
Tax Bill	$13,874 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9693368469`

Property Details

APN / Parcel Number

Primary APN	`9693368469`
Alternative APN	`10000749`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	5,341 sqft Heated Area
1st Floor Area	2,439 sqft
Upper Floors Area	480 sqft
Basement Area	2,430 sqft
Finished Basement	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	47,045 sqft (1.08 acres)
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	126 sqft
Patio Area	88 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10000749
Street Address	31 BEAR TREE CT
City	HENDERSONVILLE
State	NC
Zip	28792-0429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10000749~R
Legal Description	WESTSIDE LAND & TIMBER LO176 PL2016-10402
Legal Subdivision	GERTON
Legal Block	36
Legal Lot Number	8469
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	1
Census Block	1021
Census Tract	930100

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31 BEAR TREE CT, HENDERSONVILLE, NC 28792-0429
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Book / Page	3025 / 220
Last Transfer Date	Apr 10, 2025
Transfer Doc	0042770529
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	31 BEAR TREE CT, HENDERSONVILLE, NC 28792-0429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031060295
Date	Sep 22, 2017
Book Page	3106/295

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	31 BEAR TREE CT, HENDERSONVILLE, NC 28792-0429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035780458
Date	Oct 12, 2020
Book Page	3578/458
Instrument	935590

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,451,400 (-) Land $267,900 Building $2,183,500
2025	$13,874.00	$2,451,400 (-) Land $267,900 Building $2,183,500
2023		$2,451,400 Land $267,900 Building $2,183,500	$2,451,400 Land $267,900 Building $2,183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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