31 Beach St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 31 Beach St, Narragansett, RI 02882

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,240 sqft · built 1985
Owner2 Individual Names on Record
Last Sale$485,000 (Aug 2022)
Tax Bill$7,278 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNNARR M:C B:319 L:19

Property Details

APN / Parcel Number

Primary APNNARR M:C B:319 L:19
Alternative APN
  • 13087000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area2,145 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number13087000
Street Address31 BEACH ST
CityNARRAGANSETT
StateRI
Zip02882-3356
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR
Legal SubdivisionOCEANSIDE
Legal Block319
Legal Lot Number19
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group2
Census Block2009
Census Tract51503

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BEACH ST, NARRAGANSETT, RI 02882-3356
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleJun 4, 1998 · Amount on Record
Deed Book / Page360 / 125
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND RI
Recording DateAug 23, 2022
Property Address31 BEACH ST, NARRAGANSETT, RI 02882-3356
Document Number000360-125
Book / Page360 / 125
Instrument DateAug 23, 2022
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BOX TURTLE TRL, RICHMOND, RI 02892-1066

Mortgage

Document Number0000360128
DateAug 23, 2022
Instrument360/128
Lender
NameNFM LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,278.00 (+2.08%)$1,071,800 (+39.96%) Building $1,071,800$1,111,099
2023$7,130.00 (+3.45%)$765,800 (-) Building $765,800
2022$6,892.00$765,800 Building $765,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 79 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies260 units insured
incl. 181 condo units
Nearby Flood Claims30 (1980–2021)
Claims Outside the SFHA5 of 30
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER WAKEFIELD RHODE ISLAND INC
private · serves 21,225 people · EPA ID RI1615624
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
E. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Beach St

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