31 Bay Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 31 Bay Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Residential
Details	2 bd · 1 ba · 575 sqft · built 1940
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,074 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094200 194.2-1-2`

Property Details

APN / Parcel Number

Primary APN	`094200 194.2-1-2`
Alternative APN	`420019400200010020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	575 sqft Living Area
1st Floor Area	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	209 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	31 BAY RD
City	PLATTSBURGH
State	NY
Zip	12901-7111
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	R-4
Legal Description	LOT 11 PAT CHP
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	4
Census Block	4009
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1498 STATE HIGHWAY 420, NORFOLK, NY 13667-3247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage DANNEMORA FCU
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000348249
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Dec 30, 2025
Property Address	31 BAY RD, PLATTSBURGH, NY 12901-7111
Document Number	0000348249
Instrument Date	Dec 23, 2025
Instrument	2025-00348249
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CANTWELL DR, CLAYTON, NY 13624-2116

Mortgage

Document Number	0000348250
Date	Dec 30, 2025
Instrument	2025-00348250

Lender

Name	DANNEMORA FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Index	Other
Margin	2

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 10, 2019
Property Address	31 BAY RD, PLATTSBURGH, NY 12901-7111
Document Number	0000298845
Instrument Date	Nov 9, 2018
Instrument	298845
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1498 STATE ROUTE 420 NORFOLK NY 13667, NORFOLK, NY 13667

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,074.00 (+241.49%)
2025	$1,193.00 (-80.9%)	$182,700 (-34.47%) Land $181,100 Building $1,600	$193,200 (-30.7%) Land $191,508 Building $1,692
2024	$6,246.00	$278,800 (+46.74%) Land $181,100 Building $97,700	$278,800 (+24.74%) Land $181,100 Building $97,700
2023		$190,000 Land $153,000 Building $37,000	$223,500 Land $179,976 Building $43,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jun 2014
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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