31 Baldwin Dr, Rocky Point, NC 28457 Property Records

Pender County property record for 31 Baldwin Dr, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2012
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2023)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3273-15-9482-0000`

Property Details

APN / Parcel Number

Primary APN	`3273-15-9482-0000`
Alternative APNs	`000051297` `961823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	150 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051297
Old Parcel Number	3273 15 9482 0000
Street Address	31 BALDWIN DR
City	ROCKY POINT
State	NC
Zip	28457-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LT 20R PB 52/32 COTTAGES@AVENDALE
Legal Subdivision	AVENDALE
Legal Lot Number	20R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2035
Census Tract	920203

Owner

31 Baldwin Dr is owned and occupied by an individual who bought it in June 2023.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	31 BALDWIN DR, ROCKY POINT, NC 28457-0018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Nov 15, 2013 · Amount on File
Deed Document Number	0006314814
Deed Book / Page	631 / 4814
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	31 BALDWIN DR, ROCKY POINT, NC 28457-0018
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BALDWIN DR, ROCKY POINT, NC 28457-0018

Mortgage

Document Number	0048812518
Date	Jan 8, 2026
Book Page	4881/2518

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 2, 2023
Property Address	31 BALDWIN DR, ROCKY POINT, NC 28457-0018
Document Number	0048140631
Book / Page	4814 / 631
Map Reference	MB 52 PG 32
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11243 PASEO MONTANOSO # 107107, 107107, SAN DIEGO, CA 92127-5970

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 BALDWIN DR, ROCKY POINT, NC 28457-0018

Mortgage

Document Number	0048140635
Date	Jun 2, 2023
Instrument	4814-0635

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 31 Baldwin Dr was $1,488.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00	$235,567 Land $15,700 Building $219,867	$235,567 Land $15,700 Building $219,867
2023		$139,320 (-) Land $31,203 Building $108,117	$139,320 (-) Land $31,203 Building $108,117
2022	$1,379.00	$139,320 Land $31,203 Building $108,117	$139,320 Land $31,203 Building $108,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Baldwin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Baldwin Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Focus Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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