31 Bahama Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 31 Bahama Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 2003
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$130,000 (Aug 2008)
Tax Bill	$5,553 (2024)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00451620-000000`

Property Details

APN / Parcel Number

Primary APN	`00451620-000000`
Alternative APNs	`33613900451620000000` `1551252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,094 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Porch	Florida Room
Porch Area	270 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1551252
Street Address	31 BAHAMA AVE
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 31 PORT LARGO PB5-3 KEY LARGO OR466-464 OR734-729D/C CASE 77-280-CP-12 PROBATE OR747-521 OR1498-1214T/C OR1618-1545/46 OR1933-661 OR2376-1305 OR3233-0680
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	PORT LARGO
Legal Lot Number	31
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2017
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Bahama Ave is held in a trust since July 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	750 PLOVER AVE, MIAMI SPRINGS, FL 33166-4324
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2008 · Amount on File
Deed Sale	Aug 20, 2008 · Amount on File
Prior Sale	Sep 19, 2003 · Amount on File
Deed Document Number	20081708401
Deed Book / Page	2376 / 1305
Last Transfer Date	Jul 3, 2023
Transfer Doc	0032330680
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 7, 2023
Property Address	31 BAHAMA AVE, KEY LARGO, FL 33037
Document Number	0032330680
Book / Page	3233 / 680
Map Reference	MB 5 PG 3
Instrument Date	Jul 3, 2023
Instrument	2424194
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 PLOVER AVE, MIAMI SPRINGS, FL 33166-4324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	750 PLOVER AVE, MIAMI SPRINGS, FL 33166-4324

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$628,144 Land $408,750 Building $219,394	$628,144 Land $408,750 Building $219,394
2024	$5,553.00 (+2.36%)
2023	$5,425.00 (+14.94%)	$722,536 (+19.73%) Land $426,094 Building $296,442	$722,536 (+19.73%) Land $426,094 Building $296,442
2022	$4,720.00	$603,493 Land $300,300 Building $303,193	$603,493 Land $300,300 Building $303,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Bahama Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Bahama Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20