Essex County and Andover Town property record for 31 Avery Ln, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,127 sqft · built 1990 |
| Lot Size | 0.861 acres (37,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $682,000 (Aug 2009) |
| Tax Bill | $13,444 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00228 B:00027 L:00000 |
| Primary APN | ANDO M:00228 B:00027 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,127 sqft Living Area |
| Gross Area | 6,664 sqft |
| Basement Area | 1,668 sqft |
| Unfinished Basement | 1,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 37,510 sqft (0.861 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 31 AVERY LN |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | ANDOVER |
| Legal Block | 27 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 AVERY LN, ANDOVER, MA 01810-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2009 · Amount on Record |
| Deed Sale | Aug 31, 2009 · Amount on Record |
| Prior Sale | Jun 29, 2005 · Amount on Record |
| Deed Book / Page | 11750 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 31 AVERY LN, ANDOVER, MA 01810-6402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16833-113 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 16833/113 |
| Instrument | 9488 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 31 AVERY LN, ANDOVER, MA 01810-6402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16469-112 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 16469/112 |
| Instrument | 22788 |
| Name | PROVIDENT FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,444.00 (+1.01%) | $1,076,400 (+4.17%) Land $338,100 Building $738,300 | $1,272,620 |
| 2024 | $13,309.00 (+5.38%) | $1,033,300 (+11.77%) Land $321,200 Building $712,100 | |
| 2023 | $12,629.00 | $924,500 Land $274,600 Building $649,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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