Ocean County and Lacey Township property record for 31 Arborridge Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,858 sqft · built 2009 |
| Lot Size | 0.162 acres (7,070 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $679,000 (May 2026) |
| Tax Bill | $10,721 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01901-27-00014 |
| Primary APN | 13-01901-27-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 1,858 sqft |
| Basement Area | 1,858 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,070 sqft (0.162 acres) |
| Lot Dimensions | 114 ft deep x 62 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10001770 |
|---|---|
| Street Address | 31 ARBORRIDGE DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PURD |
| Legal Description | 62 X 114 AVG |
| Legal Subdivision | SEA BREEZE FINAL AMD |
| Legal Block | 1901 |
| Legal Lot Number | 14 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 22, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORPORATION |
| May 22, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORPORATION |
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS |
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Aug 24, 2010 · Amount on Record |
| Deed Document Number | 202640481 |
| Deed Book / Page | 20382 / 1182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0190210001 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 19021/1 |
| Instrument | 2022054187 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 22, 2026 |
| Property Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0000040481 |
| Book / Page | 20382 / 1182 |
| Instrument Date | May 18, 2026 |
| Instrument | 202640481 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,579.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040482, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202640482 |
| Name | AMERICAN FEDERAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 22, 2026 |
| Property Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0203821182 |
| Book / Page | 20382 / 1182 |
| Instrument Date | May 18, 2026 |
| Instrument | 202640481 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,579.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040482, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202640482 |
| Name | AMERICAN FEDERAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0174550261 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 ARBORRIDGE DR FORKED RIVER NJ 087311059, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0174550261 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 017455/000261 |
| Instrument | 39415 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 31 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0175750874 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 ARBORRIDGE DR FORKED RIVER NJ 087311059, FORKED RIVER, NJ 08731-1059 |
| Document Number | 0175750874 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 017575/000874 |
| Instrument | 80481 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,000 (-) Land $139,000 Building $253,000 | $392,000 (-) Land $139,000 Building $253,000 | |
| 2025 | $10,721.00 (+10.72%) Veteran's exemption | $392,000 (-) Land $139,000 Building $253,000 | $392,000 (-) Land $139,000 Building $253,000 |
| 2024 | $9,683.00 (+12.33%) | ||
| 2023 | $392,000 Land $139,000 Building $253,000 | $392,000 Land $139,000 Building $253,000 | |
| 2022 | $8,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 80% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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