Somerset County and Bernards Township property record for 31 Arbor Cir, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,951 sqft · built 1992 |
| Lot Size | 0.037 acres (1,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Nov 2022) |
| Tax Bill | $9,890 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09001-0000-00081 |
| Primary APN | 02-09001-0000-00081 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,951 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 1,609 sqft (0.037 acres) |
| Old Parcel Number | 02001780300081 |
|---|---|
| Street Address | 31 ARBOR CIR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ADDITIONAL LOTS: DUPLEX B |
| Legal Subdivision | CEDARS/BASKING RDG CONDO ASSN |
| Legal Block | 9001 |
| Legal Lot Number | 81 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 54100 |
31 Arbor Cir is owned and occupied by two individuals who acquired it in March 2026.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jan 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 23, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Jul 7, 2015 · Amount on File |
| Deed Document Number | 202246933 |
| Deed Book / Page | 7481 / 3312 |
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 0000009083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000009083 |
| Book / Page | 7673 / 3349 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 20269083 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000027235 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 7641/3355 |
| Instrument | 2025027235 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000002033 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 7490/1152 |
| Instrument | 2023002033 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 23, 2022 |
| Property Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000046933 |
| Book / Page | 7481 / 3312 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022046933 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | ALLIED TITLE, ALLIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 533 48TH AVE # AVE6N, 533, LONG ISLAND CITY, NY 11101-5605 |
| Name | Verified Name |
|---|---|
| Address | 31 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000046934 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022046934 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 31 Arbor Cir was $9,890, up 4.9% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,500 (+4.2%) Land $175,000 Building $435,500 | $610,500 (+4.2%) Land $175,000 Building $435,500 | |
| 2025 | $9,890.00 (+4.89%) | $585,900 Land $175,000 Building $410,900 | $585,900 Land $175,000 Building $410,900 |
| 2024 | $9,429.00 | ||
| 2023 | $489,100 Land $175,000 Building $314,100 | $489,100 Land $175,000 Building $314,100 | |
| 2022 | $9,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Arbor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Arbor Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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