31 Andy Ct, Commerce, GA 30529 Property Records

Jackson County property record for 31 Andy Ct, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1952
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2021)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C15 101`

Property Details

APN / Parcel Number

Primary APN	`C15 101`
Alternative APN	`9348`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	248 sqft
Deck Area	120 sqft
Lean-To	96 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9348
Street Address	31 ANDY CT
City	COMMERCE
State	GA
Zip	30529-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 HOOD COURT S/D PLAT 74/37
Legal Subdivision	HOOD COURT S/D
Legal Lot Number	4
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2028
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 ANDY CT, COMMERCE, GA 30529-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Jul 9, 2021	Warranty Deed, Transfer
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	20213358
Deed Book / Page	97A / 602
Prior Transfer Date	Jul 31, 1998
Prior Transfer Doc	0018000032
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	31 ANDY CT, COMMERCE, GA 30529-2204
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ANDY CT, COMMERCE, GA 30529-2204

Mortgage

Document Number	00097A0000000604
Date	Jul 13, 2021
Book Page	000000097A/0000000604

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 9, 2021
Property Address	31 ANDY CT, COMMERCE, GA 30529-2204
Document Number	00097A0602
Book / Page	97A / 602
Instrument Date	Jul 9, 2021
Instrument	2021-003358
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ANDY CT, COMMERCE, GA 30529-2204

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	31 ANDY CT, COMMERCE, GA 30529-2204
Document Number	00090J0248
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ANDY CT COMMERCE GA 305292204, COMMERCE, GA 30529-2204

Mortgage

Document Number	00090J0248
Date	Jul 13, 2020
Book Page	00090J/000248

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 12, 2045

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,976 (-) Land $20,000 Building $57,976	$194,940 (-) Land $50,000 Building $144,940
2025	$1,960.00 (+14.62%) Homeowner's exemption	$77,976 (+25.82%) Land $20,000 Building $57,976	$194,940 (+25.82%) Land $50,000 Building $144,940
2024	$1,710.00 (+4.2%)	$61,976 (+11.76%) Land $4,000 Building $57,976	$154,940 (+11.76%) Land $10,000 Building $144,940
2023	$1,641.00 (+16.22%)	$55,456 (+27.26%) Land $4,000 Building $51,456	$138,640 (+27.26%) Land $10,000 Building $128,640
2022	$1,412.00	$43,576 Land $3,000 Building $40,576	$108,940 Land $7,500 Building $101,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable · DSL	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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