Middlesex County and Somerville City property record for 31 Ames St, Somerville, MA 02145 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,426 sqft Living Area |
| Lot Size | 3,200 sqft (0.073 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,588,000 (2022) |
| Tax Bill | $16,582.00 (2025) |
Source: Middlesex County and Somerville City records · APN 49-I-13
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 AMES ST, SOMERVILLE, MA 02145-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Oct 07, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Dec 31, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2022 · Amount on Record |
| Deed Sale | Oct 07, 2022 · Amount on Record |
| Prior Sale | Jun 28, 1996 · Amount on Record |
| Deed Book / Page | 80805 / 338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 31 AMES ST, SOMERVILLE, MA 02145-3601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080099-574 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 80099/574 |
| Instrument | 69581 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Recording Date | Oct 07, 2022 |
| Property Address | 31 AMES ST, SOMERVILLE, MA 02145-3601 |
| Document Number | 080805-338 |
| Book / Page | 80805 / 338 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 151458 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 31 AMES ST, SOMERVILLE, MA 02145-3601 |
| Document Number | 0000151459 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 151459 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 080805-354 |
|---|---|
| Date | Oct 07, 2022 |
| Book Page | 80805/354 |
| Instrument | 151460 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 31 AMES ST, SOMERVILLE, MA 02145-3601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76591-456 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 76591/456 |
| Instrument | 253403 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Middlesex County and Somerville City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Somerville City |
| Unified School District | Somerville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,582.00 (+5.98%) | $1,519,900 (+2.19%) Land $480,600 Building $1,039,300 | $1,718,645 (+15.23%) |
| 2024 | $15,646.00 (+30.7%) | $1,487,300 (+28.47%) Land $480,600 Building $1,006,700 | $1,491,500 |
| 2023 | $11,971.00 | $1,157,700 Land $480,600 Building $677,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 49-I-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 4,038 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Victorian Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,200 sqft (0.073 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6239030 |
|---|---|
| Street Address | 31 AMES ST |
| City | SOMERVILLE |
| State | MA |
| Zip | 02145-3601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | I |
| Legal Lot Number | 13 |
| Jurisdiction | SOMERVILLE MA |
| Minor Civil Division | SOMERVILLE |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 350202 |
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