31 A St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 31 A St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2022)
Tax Bill	$6,611 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:278 L:21`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:278 L:21`
Alternative APN	`M:329278 B:00021 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	3,473 sqft
Basement Area	619 sqft
Unfinished Basement	619 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 A ST
City	WESTFIELD
State	MA
Zip	01085-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	21
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4006
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 A ST, WESTFIELD, MA 01085-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Apr 2, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Apr 2, 2021 · Amount on Record
Deed Document Number	202243661
Deed Book / Page	24644 / 128
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	23802-269
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jul 18, 2022
Property Address	31 A ST, WESTFIELD, MA 01085-9603
Document Number	024644-128
Book / Page	24644 / 128
Instrument Date	Jul 18, 2022
Instrument	43661
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 A ST, SPRINGFIELD, MA

Mortgage

Document Number	0000043662
Date	Jul 18, 2022
Instrument	43662

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	31 A ST, WESTFIELD, MA 01085-9603
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024416-188
Date	Feb 22, 2022
Book Page	24416/188
Instrument	11084

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Apr 2, 2021
Property Address	31 A ST, WESTFIELD, MA 01085-9603
Document Number	23802-269
Book / Page	23802 / 269
Instrument Date	Mar 24, 2021
Instrument	22460
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LEE ST, E LONGMEADOW, MA 01028-3133

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,611.00 (+12.34%)	$442,800 (+14.21%) Land $91,400 Building $351,400	$335,864 (-8.9%)
2025	$5,885.00 (+10.21%)	$387,700 (+23.28%) Land $95,600 Building $292,100	$368,695 (+0.94%)
2024			$365,275
2023	$5,340.00	$314,500 Land $82,800 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Spectrum.

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