31 9th St, Cloquet, MN 55720 Property Records

Carlton County property record for 31 9th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,048 sqft)
Owner	Individual Name on File
Tax Bill	$2,320 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-275-0540`

Property Details

APN / Parcel Number

Primary APN	`06-275-0540`
Alternative APN	`3389`

Exterior

Lot Area	5,048 sqft (0.115 acres)

Location & Zoning

Account Number	3389
Street Address	31 9TH ST
City	CLOQUET
State	MN
Zip	55720-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSONS SUBD OF OUTLOTS 35, 36 & 40
Legal Subdivision	NELSONS SUBD
Legal Block	2
Legal Lot Number	19
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	5
Census Block	5009
Census Tract	70100

Owner

31 9th St is owned and occupied by an individual.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1211 AVENUE F, CLOQUET, MN 55720-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
May 30, 2023	Transfer on Death Deed, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	31 9TH ST, CLOQUET, MN 55720-1812
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000525379
Date	Feb 10, 2026
Instrument	A000525379

Lender

Name	HARBOR POINTE CU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2041

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	May 30, 2023
Property Address	31 9TH ST, CLOQUET, MN 55720-1812
Document Number	A000511743
Instrument Date	May 26, 2023
Instrument	A000511743
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	31 9TH ST, CLOQUET, MN 55720-1812
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000496749
Date	Jan 22, 2021
Instrument	A000496749

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 31 9th St was $2,320 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,320.00 Homeowner's exemption
2025		$163,500 (+4.07%) Land $14,100 Building $149,400	$163,500 (+4.07%) Land $14,100 Building $149,400
2024	$2,198.00 Homeowner's exemption	$157,100 (+4.39%) Land $14,100 Building $143,000	$157,100 (+4.39%) Land $14,100 Building $143,000
2023	$2,198.00 Homeowner's exemption	$150,500 (-) Land $14,100 Building $136,400	$150,500 (-) Land $14,100 Building $136,400
2022		$150,500 Land $14,100 Building $136,400	$150,500 Land $14,100 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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