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31 6th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 31 6th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,840 sqft · built 1960
Lot Size0.089 acres (3,909 sqft)
OwnerCompany Name on File
Last Sale$2,640,000 (Aug 2023)
Tax Bill$23,679 (2025)
Deeds & MortgagesOct 2023 Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN064-144-007

Property Details

APN / Parcel Number

Primary APN064-144-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,840 sqft Living Area
Gross Area3,826 sqft

Exterior

Year BuiltBuilt 1960
Construction TypeWood Frame
Lot Area3,909 sqft (0.089 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address31 6TH ST
CityCAYUCOS
StateCA
Zip93430-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 1 BL 8 LT 10
Legal SubdivisionPASO ROBLES BEACH 01
Legal Block8
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3038
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-144-007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address31 6TH ST, CAYUCOS, CA 93430-1211
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Aug 25, 2023Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleDec 14, 2010 · Amount on Record
Deed Document Number2023025112
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address31 6TH ST, CAYUCOS, CA 93430-1211
Transaction TypeMortgage
Record UpdatedOct 26, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 HIGHLAND PARK DR, PASO ROBLES, CA 93446-1534

Mortgage

Document Number0000031370
DateOct 17, 2023
Instrument2023031370
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateNov 01, 2026
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
Margin3
Max Rate16.3%

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 25, 2023
Property Address31 6TH ST, CAYUCOS, CA 93430-1211
Document Number0000025112
Map ReferenceMB 3 PG 15
Instrument DateAug 21, 2023
Instrument2023025112
Transaction TypeTransfer
Record UpdatedSep 08, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 6TH ST, CAYUCOS, CA 93430-1211

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$23,679.00 (+114.7%) Homeowner's exemption$2,285,111 (+119.85%) Land $1,593,492 Building $691,619
2023$11,029.00 (+1.72%) Homeowner's exemption$1,039,416 Land $565,974 Building $473,442
2022$10,842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 53% of the US · above 31% of California
Wildfire LikelihoodAbout 1 in 901 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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