3099 Springbank Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3099 Springbank Dr, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$608,500 (May 2026)
Tax Bill$3,790 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jan 2025 Sale
Flood ZoneZone X (minimal risk)
APN04-25-31-3523-0001-3710

Property Details

APN / Parcel Number

Primary APN04-25-31-3523-0001-3710
Alternative APN
  • 253104352300013710

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address3099 SPRINGBANK DR
CitySAINT CLOUD
StateFL
Zip34771-8475
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 371
Legal SubdivisionBRIDGEWALK PHASE 2C
Legal Lot Number371
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records · APN 04-25-31-3523-0001-3710

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9130 PARKLAND BAY DR, PARKLAND, FL 33076-4864
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Special Warranty Deed, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORPORATION
Jan 09, 2025Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2026 · Amount on Record
Deed SaleMay 06, 2026 · Amount on Record
Prior SaleJan 09, 2025 · Amount on Record
Deed Document Number202660330
Deed Book / Page6967 / 2516
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 06, 2026
Property Address3099 SPRINGBANK DR, SAINT CLOUD, FL 34771-8475
Document Number0000060330
Book / Page6967 / 2516
Instrument DateApr 16, 2026
Instrument2026.60330
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$430,209.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address9130 PARKLAND BAY DR, PARKLAND, FL 33076-4864

Mortgage

Document Number0000060331,
DateMay 06, 2026
Instrument2026..60331
Lender
NameFIRST COLONY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2025
Property Address3099 SPRINGBANK DR, SAINT CLOUD, FL 34771-8475
Document Number0067222122
Book / Page6722 / 2122
Map ReferenceMB 35 PG 66-72
Instrument DateDec 30, 2024
Instrument2025002833
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$52,731.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,790.00 (+2,239.51%)$90,000 Land $90,000$90,000 Land $90,000
2024$162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Lumen Technologies
DSL
10 / 1

May also be available: AT&T, Spectrum, Verizon, Xfinity.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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