3099 Pennington Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 3099 Pennington Rd, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1961
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2018)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Mortgage + 2 more
APN	`006-351-004-000`

Property Details

APN / Parcel Number

Primary APN	`006-351-004-000`
Alternative APN	`06-351-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-351-004
Street Address	3099 PENNINGTON RD
City	LIVE OAK
State	CA
Zip	95953-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2032
Census Tract	50701

Owner

3099 Pennington Rd is owned and occupied by an individual who bought it in November 2018.

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 19, 2018	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 19, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Jul 11, 2001 · Amount on File
Deed Document Number	201815118
Prior Transfer Date	Jul 2, 2001
Prior Transfer Doc	0000012194
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277

Mortgage

Document Number	0000005674
Date	Mar 24, 2021
Instrument	2021-0005674

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Feb 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011869
Date	Aug 30, 2017
Instrument	2017-0011869

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Nov 19, 2018
Property Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277
Document Number	0000015118
Instrument Date	Nov 14, 2018
Instrument	2018-0015118
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277

Mortgage

Document Number	0000015120
Date	Nov 19, 2018
Instrument	2018-0015120

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTER CA
Recording Date	Nov 19, 2018
Property Address	3099 PENNINGTON RD, LIVE OAK, CA 95953-2277
Document Number	0000015119
Instrument Date	Nov 14, 2018
Instrument	15119
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3099 PENNINGTON RD LIVE OAK CA 959532277, LIVE OAK, CA 95953-2277

Tax Assessment & Valuation

The 2025 property tax bill for 3099 Pennington Rd was $2,800 with a homeowner's exemption.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,627 (+2%) Land $62,578 Building $182,049	$244,627
2025	$2,800.00 Homeowner's exemption	$239,831 Land $61,351 Building $178,480
2023	$2,718.00 Homeowner's exemption	$230,520 Land $58,970 Building $171,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3099 Pennington Rd; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 Pennington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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