Citrus County property record for 3099 N Stratham Pt, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1995 |
| Lot Size | 0.296 acres (12,925 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2025) |
| Tax Bill | $2,161 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-23-0040-000D0-036.0 |
| Primary APN | 19E-18S-23-0040-000D0-036.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 12,925 sqft (0.296 acres) |
| Lot Dimensions | 161 ft deep x 80 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 197 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2646276 |
|---|---|
| Old Parcel Number | 2318S19E0040000D00360 |
| Street Address | 3099 N STRATHAM PT |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | CANTERBURY LAKE ESTATES PB 14 PG 101 LOT 36 BLK D |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Subdivision | CANTERBURY LAKE ESTATES |
| Legal Block | D |
| Legal Lot Number | 36 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 450104 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3099 N STRATHAM PT, HERNANDO, FL 34442-5456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Jul 25, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 2025034766 |
| Deed Book / Page | 3573 / 1857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3099 N STRATHAM PT, HERNANDO, FL 34442-5456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032511052 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 3251/1052 |
| Instrument | 2022008681 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3099 N STRATHAM PT, HERNANDO, FL 34442-5456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3099 N STRATHAM PT, HERNANDO, FL 34442-5456 |
| Document Number | 0031072237 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 3107/2237 |
| Instrument | 2020061514 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 3099 N STRATHAM PT, HERNANDO, FL 34442-5456 |
| Document Number | 0029921962 |
| Book / Page | 002992 / 001962 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 38618 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3099 N STRATHAM PT HERNANDO FL 344425456, HERNANDO, FL 34442-5456 |
| Document Number | 29921964 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 002992/001964 |
| Instrument | 38619 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,161.00 (+5.47%) Homeowner's exemption Additional exemption filed | $219,918 (-3.89%) Land $12,800 Building $207,118 | $219,918 (-3.89%) Land $12,800 Building $207,118 |
| 2024 | $2,049.00 (+2.66%) Homeowner's exemption Additional exemption filed | $228,820 (-0.42%) Land $9,500 Building $219,320 | $228,820 (-0.42%) Land $9,500 Building $219,320 |
| 2023 | $1,996.00 (+6.91%) Homeowner's exemption Additional exemption filed | $229,782 (+15.99%) Land $13,400 Building $216,382 | $229,782 (+15.99%) Land $13,400 Building $216,382 |
| 2022 | $1,867.00 Homeowner's exemption Additional exemption filed | $198,112 Land $9,500 Building $188,612 | $198,112 Land $9,500 Building $188,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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